US Banking Regulations
U. S. regulatory capital, liquidity, and structural standards, methodologies and regulations.
Prerequisite knowledge:
- Basic Accounting
Module 1: The History of U.S. Risk Weightings
- Risk Weighting Assets and Capital
- Risk Weighting Standards
- Types of Risk Weighting Standards
- Historical Accuracy of Risk Weighting Standards
- Relative Losses of Risk Weighted Assets
- Too Big to Fail
- What Went Wrong?
Module 2: Risk Weighting Methodologies
- Industry Risk
- - Competitive Position
- - Management
- - Business Risk and Stress Tests
- Financial Policy
- - Profitability
- - Capital Structure
- - Cash Flow
- - Financial Flexibility
Module 3: The History of U.S. Bank Regulations
- A Regulator View of US Banking Industry
- Views of Basel Requirements and Basel III
- Management Regulations
- Financial Regulation
- A Comparison of US Financial Institution, Rating Agency and Regulatory Views of the US Banking Industry
Module 4: Systemically Important Financial Institutions
- Too Big to Fail?
- Capital Requirements
- Liquidity Requirements
- Living Will Requirements
- Structural Subordination
Module 4: Current Regulatory Issues
- Nature of Federal Reserve
- Objective of Federal Reserve
- Relationship with the President