Micro-Certificate in Personal Financial Management: Online
This micro-certificate is part of the Young Finance Scholar (YFS) Program.
Master the Art of Money Management
Embark on an exciting journey and learn to Master the Art of Money Management under our Personal Financial Management program, designed to equip learners with essential skills to manage their personal finances effectively and confidently.
From setting realistic savings goals to understanding credit and debt, this Micro-Certificate teaches financial literacy fundamentals that will benefit students for life.
What You’ll Learn:
- Creating and sticking to a personal budget
- Effective saving strategies and financial goal-setting
- Understanding credit, loans, and managing debt
- Basics of investing to grow wealth over time
Why it Matters:
Build a solid foundation in personal finance to make informed decisions, avoid common financial pitfalls, and set yourself up for long-term success.
Course 1: Developing a Financial Quotient (FQ)
- Financial thinking in daily life
- Useful financial concepts
- Financial resources
Course 2: Saving & Planning
- Importance & methods of saving
- Simple vs. compound interest
- Budgeting & financial planning
Course 3: Credit & Debt Management
- Creditworthiness & reports
- Managing debt & buying on credit
- Financial decision-making
Course 4: Origin & Management of Money
- Cash flow & balance sheets
- Income statement basics
- Spending habits
Course 5: Wealth Creation & Investments
- Wealth creation strategies
- Investment assets & returns
- Business models vs. value creation