Course Category

Bank Credit Risk Judgement - Virtual

This course series is designed to clarify how to evaluate a bank’s overall business and financial risk and apply this methodology to a bank’s current 10K and 10Q. Finally, it integrates these areas of risk and methodologies to evaluate an overall default rating and outlook.

Take this class without ever leaving the office via our Virtual Classroom (Virtual NYIF). Accessible from any internet connected computer - regardless of where you are geographically. All you need is an internet connection, a browser and speakers or audio headphones!

• Describe systematic techniques for approaching credit risk judgment and for focusing on the key credit issues.
• Evaluate a bank’s overall business risk including its economic risk, industry risk, market position, diversification and management/strategy.
• Evaluate a bank’s overall financial risk including its credit risk, earnings, liquidity & funding, market risk, capitalization and financial flexibility.
• Evaluate the risk of derivative trading on large financial institutions.
• Evaluate a bank’s credit portfolio risk management and its economic capital management.
• Evaluate regulatory credit risk management and Basel III.
• Integrate a bank’s business and financial risk to come up with an overall default rating as well as a rating outlook identifying the key factor that might cause the rating to change.